Florida Blue Medicare Advantage LifeTime HMO
For Florida Medicare recipients who want to keep their premiums and medical bills low, the Florida Blue Medicare Advantage LifeTime HMO might provide a good solution. Of course, Florida Blue is both the oldest and most innovative health insurance company in the state, so Florida seniors have many choices. This full menu of options allows Blue customers the chance to select the benefits they need at a price that they can afford.
At Secure Health Options, we are always here to help Floridians choose the right Florida Blue Medicare plans. You can start by entering your ZIP code in our simple quote form. If you’d like, you are also very welcome to call on our toll-free number.
The Pros and Cons of the Florida Blue Medicare Advantage LifeTime HMO
This company also offers PPO Medicare Advantage plans. With the Florida Blue Medicare LifeTime HMO, plan members have to get almost all covered service through network doctors and other providers. With a PPO, members can step outside of the network, but they will pay more if they do.
These are the main advantages of choosing the LifeTime HMO over the PPO:
- Cheaper monthly premiums
- Fewer out-of-pocket expenses
On the other hand, there are some disadvantages too:
- Referrals needed for specialists
- Strict network rules for covered services
For people who live in an area with a good Florida Blue Medicare LifeTime HMO network and don’t mind sticking to plan doctors, the HMO might be the best choice because it can help save them money. However, those who either prefer or need more options might enjoy the additional flexibility of a PPO.
Another option for people who already qualify for Medicare part A and Medicare part B is one of the Florida Blue Medicare Supplement plans. These Medigap policies don’t even use a network so that policy owners may have more choices of medical providers. However, most Medicare Advantage plans come bundled with a prescription part D plan. Florida Blue also sells Part D plans for customers who choose Medicare Supplement plans.
Compare Florida Blue Medicare LifeTime HMO Today
We are Secure Health Options, a local Florida health insurance agency, and we are eager to help you select the best Florida Blue Medicare plan for your own healthcare needs and budget. In fact, we even give you two choices. You can make a quick quote request by entering your hometown ZIP code in the form on this page. Alternatively, you can call us on our toll-free line.