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Best Florida Blue Medicare Supplement Plan F & Plan G

Medicare recipients in this state who would like to enjoy predictable health benefits and rely on an established health insurance company might consider Florida Blue Medicare Supplement plans. Florida Blue is a new name for the most established and innovative medical insurance company in the Sunshine State. Along with Florida Blue Medicare Supplement plan F & Florida Blue Plan G, you can also consider Florida Blue Medicare Advantage plans and Blue Medicare prescription drug plans.

We are here to help Floridians Compare the best Florida Blue Medicare plans for their preferences, medical needs, and budget. You can get started by entering your local ZIP code in the quote form on this page or by picking up the phone and giving us a call.

Florida Blue Medicare Supplement Plan Benefits

Sometimes Medicare Supplement plans are referred to as Medigap plans. This is because they fill in “gaps” for things that are not covered by original Medicare. They work with parts A and B of original Medicare. This is different than Medicare Advantage plans that replace original Medicare. Also, Blue prescription drug plans must be purchased separately with supplemental insurance but might come bundled with Medicare Advantage.

These are some reasons to consider Florida Blue Medicare Supplements over Medicare Advantage plans:

  • Benefits tend to stay the same every year.
  • Supplements don’t use HMO or PPO networks, so seniors may enjoy better access to specialists and other doctors who choose not to join Medicare Advantage plans.
  • Some robust Medicare Supplements can reduce or even eliminate the chance of out-of-pocket costs for covered health services.

All supplements in Florida have to offer the standard benefits that Medicare has devised.

Florida Blue Medicare Supplement Plan F

You can save on out-of-pocket costs with Florida Blue Medigap plan F in these ways:

  • Part A hospital coinsurance
  • The hospital costs up to 365 days after benefits through Original Medicare are exhausted
  • Part A hospice care copays or coinsurance
  • Part A deductible
  • Part B deductible
  • Part B preventive office visit coinsurance
  • Part B coinsurance or copays
  • Excess charges for Medicare Part B
  • First three pints of blood needed for a medical procedure
  • Coinsurance for care in a skilled nursing facility
  • Limited foreign travel emergency care

Florida Blue might not offer each of these plan levels in every service area. At the least, they must offer Plan A wherever they do business. They also need to provide either Florida Blue Medicare Supplement plan F or Florida Blue Medicare Supplement plan G, and usually, offer both. As a note, plan F and plan C are the most popular choices in the United States.

Florida Blue Medicare Supplement Plan G Covers:

Florida Blue Medigap Plan G in Florida is another popular Medigap option for you to consider. It covers almost everything that Plan F covers, except for the Part B deductible. It often has cheaper monthly premiums, too.

  • Does NOT cover Medicare Part B deductible

As a quick reference, plan A and plan B are usually considered the basic plans that include basic coverage for the most expensive gaps in Medicare. On the other end of the scale, Florida Blue Medigap plan G and Florida Blue Medigap Plan F are considered full options. Plans K through N offers a good selection of benefits but impose some cost-sharing to keep premiums relatively low. There is also a high-deductible version of Florida Blue Medicare Supplement plan F for people who want to maintain premiums low and don’t mind paying a deductible when they need medical services.

Of course, Florida Blue Medicare Supplement plan premiums increase for plan levels that provide more coverage. Medicare Supplement plan g and Medigap Plan F are usually the most expensive. High-deductible plan F is the cheapest. However, many Medicare beneficiaries find that broader coverage helps them save money on medical bills and gives them more doctors and specialists to choose from.

Florida Blue Medicare Supplement Plans Options

There are Florida Blue Medicare Supplement plans for every Medicare beneficiary in this state. While having a broad range of choices is an advantage, it can also be confusing. At Secure Health Options, a local Florida Medicare Supplement insurance agency, we are here to help.

You can enter your local ZIP code to request quotes and more information about Florida Blue Medicare Supplement plans. Alternatively, we welcome calls on our toll-free phone line.