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Best Medicare Supplement Plan G in Florida – Rates & Benefits

If you buy a Medicare Supplement Insurance plan G in Florida from a private insurance company, it has to be standardized. In most states, including Florida, each plan has a letter name from A through N. Rates for Medigap plan G in Florida are a very popular Medicare Supplement because it includes most of the benefits that beneficiaries want to help control their medical costs.

Even though all plans are standardized, premiums might vary because of your location or even the insurer that you choose. Start by entering your ZIP code in our online quote form. You may also want to give us a call to request more information or help to enroll. We hope to help as many people as possible find the best Medicare Supplement insurance in Florida.

Best Medicare Supplement Plan G in Florida Benefits

If you’re thinking about signing up for Florida Medicare Supplement Plan G during your enrollment period (or any other time) to save on your healthcare costs, your first question might be about what is and isn’t covered by this Medicare plan. These are the main benefits:

  • Part A hospital co-insurance
  • Hospital costs up to 365 days after benefits through Original Medicare are exhausted
  • Part A hospice care copays or co-insurance
  • Part A deductible
  • Part B preventive care office visit co-insurance
  • Part B coinsurance or copays
  • Medicare Part B excess charges
  • First three pints of blood needed for a medical procedure
  • Co-insurance for care in a skilled nursing facility
  • Limited foreign travel emergency care
  • Medicare Part B deductible is NOT covered

You should understand that the two main things are not covered by this health insurance option. Unlike Medicare Supplement Plan F, the Medicare Part B deductible is not covered. Because of the cheaper monthly premium for Medigap Plan G in Florida, though, you should save enough on your insurance policy throughout the calendar year to make up for this cost.

Additionally, like with all Medigap policy plan options, Medicare Part D prescription drug plans are not covered, either. If you want these extra savings on top of what Medicare pays as a part of your Medicare benefits, you’ll need to sign up for a prescription drug plan.

In addition to signing up for drug coverage, you may also want to think about signing up for life insurance. This isn’t included in your health benefits, but it’s good coverage to have.

Medicare Supplement Plan G in Florida Vs. Plan F & N

As you probably already know, supplements help Medicare beneficiaries pay for some medical expenses that Medicare Part A and B do not fully cover. Sometimes Medicare Supplements are also called Medigap insurance because they are meant to fill in the gaps for things that Medicare won’t pay for. Of all of the different plans, Plan F offers the most comprehensive coverage, but Medicare Supplement Insurance Plan G in Florida is close.

These are some things to know when you compare Plan F and Medigap Plan G in Florida:

  • The only difference between F and Medigap plan G is that G does not cover the Part B deductible.
  • Unlike Medigap Plan F, there is no high deductible Medigap plan G option in Florida.
  • Plan K and L have an out-of-pocket maximum, and Plan F and G don’t.

Medicare Supplement Plan G in Florida Vs. to Medicare Advantage Plans

Medicare Advantage (MA) works differently than Medicare Supplemental insurance plan G in Florida. Medicare Supplement Insurance works with Part A and Part B of Original Medicare to provide extra coverage. MA plans/Advantage plans provide coverage that replaces original Medicare with a new policy that has to provide benefits that are as good or better.

Florida Blue is one of the largest insurers in the state, and they provide supplements and a variety of HMO and PPO MA plans. These include affordable premium MA plans that may help seniors who need a way to get access to good health care while they cope with a limited budget.

Find the Best Medicare Supplement Plan G in Florida

Even though plans may be standardized, it can still be difficult for consumers to understand which one will be the right option for them. We hope you take the time to request more information on Medicare Supplement Insurance plan G quotes from Florida Blue. After you view your options, give us a call to get advice from our experienced and professional agents.

Our experienced insurance agents also help many other Americans — from Floridians from Miami and Fort Lauderdale to people from all over the country — shop for different plan options. From Plan N to Plan F and beyond, we can help make sure that you know about all of your options along with learning about Medigap Plan G.